All First bank ussd code and online mobile app for financial transaction

Banking & Finance

Are you familiar with First bank’s online banking, mobile app, and USSD (Unstructured Supplemental Service Data) for conducting financial transactions? If so, you can stop reading this post, but if not, please continue so you can understand the transfer process and procedure. Register, purchase a recharge card (Airtime), check your account balance, view a mini-statement and account history from your mobile phone or computer.
The aforementioned service can be performed in your comfort zone and from any location, provided you have your phone number that is linked to your account. However, internet access is required for online and mobile banking transactions.
This initiative was introduced by First Bank PLC to alleviate the burden of waiting in line at the bank or at the ATM. Customers can easily complete the transaction from the convenience of their own homes using only their fingertips.

Step-by-step instructions for enrolling in First Bank’s online banking and mobile app.

Based on their wealth of banking operation experience since 1894, first bank digital banking is second to none in terms of the availability of flexible and structural facilities.

How to conduct business with First bank USSD Code



The first bank’s 894 USSD banking platform enables customers to perform the following services: Funds Transfers, Airtime Top-up, Balance Enquiry Service, Mini Statement, Bill Payments, Account Opening, Corporate Collection, BVN Enquiry, etc.

This service is available to individuals with a registered Bank Account and Mobile Phone number, as well as current Telco subscribers using any type of phone without the need for internet connectivity or data.

Once you have a FirstBank account with a linked debit card, a phone number profiled for SMS alerts, and a mobile phone, you are just one phone call away from experiencing the unparalleled 894 service. Simply dial *894*0# to initiate the call.

How to Register for the First Bank USSD Transaction Code

Follow the steps below to register for a First bank USSD code if your account is linked to a debit card and your phone number is profiled for an SMS alert.

Simply dial *894*0# to view a list of masked debit cards associated with your account.

Select your preferred debit card and enter the 4-digit PIN associated with it. The create your USSD authorization PIN step


Who has access to this service?

All Individual account holders with enrolled phone numbers on the SMS alert platform of the Bank. Accounts that are joint, corporate, or have multiple signatories are ineligible for this service.

How to Convert

To transfer funds using the USSD code for the first bank, dial *894*Amount*Account Number# and follow the on-screen instructions.

For mobile app and online banking transfers, please log in with your username and password, then navigate to quick transfer and follow the on-screen instructions to complete the transfer.


Checking Mini-Statement

To access their First bank mini-statement of account, account holders must dial *894*Account Number# and then follow the on-screen prompts.

For the mobile app and online, enter your username and password and navigate to balance inquiry to view your account balance.

How to Purchase a “Recharge Card”

For Self

To purchase Airtime Recharge for Self from your primary bank account via USSD code, dial *894*Amount# and follow the on-screen instructions.

Recharge of Airtime for Others

Simply dial *894*Amount*Phone Number# to purchase airtime for others, such as your family and friends.


How to Check Balance

To check first bank account balance using USSD code, dial *894*00# and then follow the on-screen instructions.

Opening an Account

To open your first bank account and have YOUR ACCOUNT NUMBER sent directly to your phone, dial *894*0# and follow the on-screen instructions.

How to Deactivate

To deactivate and stop First bank USSD service, dial *894*911#.



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