Firstbank Visa Card, Requirements, Application & Fees

Banking & Finance

If you’ve been looking for useful information about FirstBank Visa cards, you’re in the right place. This guide is all about FirstBank Visa cards.
So, we suggest that you keep reading until the end of this guide to help you understand everything that has been said.
When we buy things or take money out of our bank accounts, we all need a safe way to keep our money and account information safe.

When you don’t choose the right security and protection service for your bank account, the damage that can happen can be upsetting.

FirstBank has made FirstBank Visa cards available for safety, convenience, and security reasons to protect a person’s bank account.

You don’t always have to carry cash with you. There could be a lot of trouble, and you could lose all your money in an instant.

With a FirstBank Visa card, you can buy things online and make digital payments anywhere in the world.

If you like to shop online, you can use your FirstBank Visa card to make all of your purchases without any limits.

That’s some interesting information about FirstBank Visa cards. Let’s keep talking to find out more important facts.

WHAT IS A FIRSTBANK VISA CARD?

Customers of FirstBank can get a credit/debit card from Visa called a FirstBank Visa card. Some of these cards can only be gotten if you are invited, but you can apply for others if you meet the requirements.

The FirstBank Visa card is linked to your FirstBank account and gives you access to a number of benefits that let you manage your money from anywhere in the world.

WHAT KINDS OF VISA CARDS DOES FIRSTBANK HAVE?

Here are the Visa cards that FirstBank Nigeria has given out:

1. FirstBank Visa infinite

2. A credit card from FirstBank in Naira

3. FirstBank Visa gold

Each of these Visa cards is different and made for a certain purpose. So, you need to do more research to find out what kind of card works best with your FirstBank account.

What’s the difference between FirstBank Visa Infinite, NAIRA Credit Card, and Visa Gold?

Some of the things that make the FirstBank Visa infinite, Visa gold, and Naira credit cards different from each other are:

1. The FirstBank Visa Infinite Card is the best Visa card that FirstBank Nigeria has to offer.

The card is only given to High Net Worth Individuals (HNI) and ultra-high net worth individuals (UHNI) who have been invited to get one.

Depending on what the customer wants, the Visa infinite card can be used as either a credit card or a debit card.

2. FirstBank Visa Gold: This is an international premium credit card issued in partnership with Visa International.

The FirstBank Visa gold card is worth US dollars and has a chip and a security PIN to keep it safe.

Cardholders can get up to $1,000 at an ATM, $10,000 at a point of sale, and $5,000 on the web, no matter where they are in the world.

3. FirstBank Naira Credit Card: This is a card that can only be used by people who have investments (fixed deposit, treasury bills, and CASA)

Together with Visa International, the card is given out. The Naira credit card can be used at more than 29 million places.

You can also get cash from more than 1.8 million ATMs in more than 200 countries.

WHAT ARE THE FEES THAT FIRSTBANK VISA CARDS HAVE?

The fees that come with FirstBank Visa cards are shown below:

1. FirstBank Visa Infinite Fees:

$3 fee to get a card or get a new one.

$20 per year for maintenance.

The interest rate is a flat 2.5%.

0.25 percent flat fee per month if you don’t pay.

Card replacement fee – $3

Fee for extra cards: $3

Fee to get a new PIN is $2.

POS and WEB have no fees.

The fee to use an ATM is $3.

The POS cash advance fee is $3 plus 1%.

2. FirstBank Visa Gold Fees:

Issuance fee – $3

Annual Maintenance Fee: $20 paid in full when the card is issued.

Free purchase fee (POS, Internet)

Web fee – Free

The fee to use an ATM is $3.

Card Replacement Fee – $3

3. Fees for the FirstBank Naira credit card:

Issuance fee – N1,000

The maintenance fee is N600 per year, or N50 per month.

Cost of insurance: N1,500

Free purchase fee (POS, Internet)

Web fee – Free

The fee to use an ATM is 3 percent.

FirstBank Card Replacement Fee – N1,000

Interest Charge: 2.5%

At this point in the guide, we’d like to end our talk. We hope the information we’ve given has been helpful.

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