How to open Gtbank Current Account and Types

Banking & Finance

Gtbank Current Account provides a superior banking experience to people of all walks of life. Account holders can use the account to write checks and conduct high-volume transactions. Unlike savings accounts, which are designed to help individuals save money, current accounts are primarily used to meet the needs of businesses.
Gtbank current account packages give you new ways to manage your money while still providing you with the excellent service for which they are known.
Do you want to learn more about the differences between current and savings accounts?

This article will explain how to open a Gtbank current account, as well as the different types and requirements.

So grab a glass of wine and sit back while I walk you through the steps.

Gtbank Current Account Types

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1.Personal Current Accounts

2.e-Account

3.Domestic Account

4. Account with GTMax

5.Free Bank Account

Also see: How to Open a Gtbank Savings Account and Gtbank Savings Account Types

Individual Savings Account

The Gtbank Individual Current Account provides a convenient and beneficial banking experience. On request, you can get a free Chequebook from any of their branches across the country. You’ll also get a Personalized Naira MasterCard with spending limits that are flexible.

With a gtbank Individual Current Account, you can use e-channels like mobile banking and online banking to transfer money, pay bills, and more from the comfort of your own home.

REQUIREMENTS FOR OPENING A GTBANK PERSONAL ACCOUNT

The following documents are required to open a Gtbank Individual Current Account:

1. Identification documents (driver’s licence, international passport, national identification card, or any other acceptable identification document deemed acceptable by the bank)

2.A passport photo.

2.Two (2) completed and appropriate reference forms

4. Utility bill from the previous three months

HOW DO I OPEN A GTBANK PERSONAL ACCOUNT?

Individual Current Account at GTbank To download the Individual Current Account Form, copy the following URL into your browser: https://www.gtbank.com/help-centre/download-forms; complete, print, and submit at any GTBank branch (Find the branch closest to you).

Gtbank GTMax Account

The GTBank GTMax Account provides customers with high interest payments on daily account balances and low transaction fees. If you have more inflow transactions than outflow transactions, this is the best option for you.

This kind of checking account It’s possible to use it as a salary account. It offers no CAM fees and a high interest rate, as well as access to Online Banking and all other banking channels, as well as a Personalized Naira MasterCard with flexible spending limits.

If you make more than 5 withdrawals in a month, the N1/mille Current Account Maintenance Fee will be applied to all qualifying transactions for that month.

In addition, if you withdraw less than the minimum account balance in any month, you will lose the interest benefit on the account for that month, and the Current Account Maintenance Fee of N1/mille will be applied to all qualifying transactions for that month.

DOCUMENTS REQUIRED TO OPEN AN ONLINE GTMAX ACCOUNT

Individuals & Families

1. Photographs of authorised signatories in passports.

2. Copies of acceptable forms of identification (driver’s licence, international passport, national identification card, or any other acceptable form of identification deemed acceptable by the Bank).

2.Two (2) completed and appropriate reference forms

4. A copy of a utility bill from the previous three months

For Limited Liability Companies and Small Businesses

1. Photographs of authorised signatories in passports.

2. Copies of acceptable forms of identification (driver’s licence, international passport, national identification card, or any other acceptable form of identification deemed acceptable by the Bank).

3. A properly signed account opening form.

2.Two (2) completed and appropriate reference forms

5. A copy of the last three months’ utility bill

6. Small businesses must submit a Certificate of Business Name Registration and Form 2.

Limited liability companies must file certificates of incorporation, form CO7, and memorandum and articles of association (MEMAT).

8. Other types of accounts require the submission of a constitution, partnership deed, trust deed, and other documents.

How to Register for GTMax Online:

To open a GTMax account, simply go to https://www.gtbank.com/help-centre/download-forms and fill out the forms before submitting them to the nearest branch.

3. Gtbank electronic account

The GTBank e-Account can be used to open this type of gtbank current account through various e-channels.

For salary earners, the account is flexible and there is no Current Account Maintenance (CAM) Fee.

Only e-channel transactions (ATMs, Internet Banking, Mobile Banking, *737#, and POS) are available to e-Account holders. They may also be eligible for personal loans. The account has a 1.15 percent annual interest rate that is paid on the account balance.

REQUIREMENTS FOR OPENING A GTBANK E-ACCOUNT

The documents listed below are required to open a Gtbank e-Account.

1. Photocopies of valid identification documents (driver’s licence, international passport, national identification card, and any other acceptable identification document deemed acceptable by the bank)

2.A photograph for your passport

3. An introduction letter from your company.

4. Seniors Account at Gtbank

Because it provides free banking services to people aged 65 and up, the Gtbank Seniors Account is also known as Bank For Free. This account package is designed to reward our senior citizens while also ensuring priority treatment for account holders across all of our branches.

There is no minimum account opening balance with the Gtbank Seniors Account, and debit transactions are free. Additionally, you will receive free debit card, cheque book, and SMS (GeNs) transaction notifications.

Required Documents to Open a Gtbank Seniors Account

The following documents are required to open a Gtbank Seniors Account:

1. A properly filled-out application form

2.The account holder’s passport photograph.

3.A copy of a utility bill from the previous three months. (Please bring originals to any of our branches for sighting.)

4.An identification document for each signatory, such as an international passport, a national identification card, or a national driver’s licence (Originals should be brought to any of our branches for sighting).

5.One completed reference form from an individual or corporation with a current account with a Nigerian bank. ATM withdrawals, both domestic and international

You might also be interested in:GTBank transfer code *737#: How to Create or Reset a 4-Digit PIN and Transfer Money from Your Phone

5. Gtbank Residential Account

The gtbank Domiciliary Account allows account holders to conduct foreign currency transactions from the convenience of their own homes. This account is available in US Dollars, Pounds, or Euros, and you can fund it with cash inflows and deposits. Withdrawals are also possible at any GTBank branch.

Required Documents to Open a Gtbank Domiciliary Account

The following documents are required to open a Gtbank Domiciliary Account:

1. Completed and signed application for a domiciliary account.

2.A copy of your identification (driver’s licence, international passport, national identification card, or any other document accepted by the bank).

3.Take one passport photo.

4.Two (2) reference forms, both filled out.

5.A utility bill from the previous three months.

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